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Housing and Development Resources: Government Agencies

New Jersey Agencies

N.J. Department of Community Affairs Division of Housing.and Community Resources
The state agency responsible for managing the housing assistance and homelessness prevention programs in NJ and for promoting construction of affordable housing. Also provides assistance to municipalities and other organizations focusing and neighborhood improvement and economic development.
N.J. Housing and Mortgage Financing Agency
This state agency provides financing for residential mortgages for qualified buyers. Also promotes construction of affordable housing and rehabilitation of existing housing stock.

Federal Agencies

U.S. Department of Housing and Urban Development (HUD)
The Federal agency responsible for national policies and programs that address housing and community development needs, for conducting and publishing research in this area, and for enforcing fair housing laws.
HUD Office of Lead Hazard Control and Healthy Homes (OLHCHH)
Advises HUD on lead poisoning prevention issues. Online Reference Library includes links to regulations, abatement grants, technical studies and reports, and training programs.
Federal Housing Administration (FHA)
A wholly owned government corporation established under the National Housing Act of 1934 "to improve housing standards and conditions; to provide an adequate home financing system through insurance of mortgages; and to stabilize the mortgage market." Current emphasis is on marketing and outreach to minorities and first-time homebuyers.

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