One creative approach is using Factors as a Source of Working Capital for your Business, where cash is advanced against your Credit Card Receivables. A couple of firms offering this service are: FastUpFront.com and Merchant Capital Source. Others may be found at the International Factoring Association. (NB "credit card factoring" has a second meaning - it is a felony in certain states.)
An innovative way of facilitating factoring is via an electronic marketplace: the Receivables Exchange.
Other free tips may be found by going through the following sites:
Rutgers, The State University of New Jersey, an equal access/equal opportunity institution. Individuals with disabilities are encouraged to direct suggestions, comments, or complaints concerning any accessibility issues with Rutgers web sites to: email@example.com or complete the Report Accessibility Barrier / Provide Feedback Form.